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Julie O’Neill

Chair / Independent Non-Executive Director

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Julie O’Neill

Julie is an accomplished business leader with extensive executive and board experience, having held a number of senior government positions, including Secretary General of both the Department of Transport and the Department of Marine and Natural Resources and holds/held a number of other prominent Non-Executive Director roles, including: Chairperson of the Convention Centre Dublin, XL Insurance Company SE, AXA Life Europe and Ryanair Group plc.

Key Strengths, Skills and Experience

Julie previously served a six-year term on the Permanent TSB Group Holdings plc Board (2014 to 2020) as an Independent Non-Executive Director, the latter 4 years as the Board’s Senior Independent Director. During this period she played a significant role as a Board member in guiding positive transformation of the Bank.

Committee Membership

Nomination, Culture and Ethics Committee (Chair)

Remuneration Committee

Eamonn Crowley

Chief Executive Officer

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Eamonn Crowley

Before joining PTSB as Chief Financial Officer in 2017, Eamonn worked as Chief Financial Officer at Bank Zachodni WBK S.A. (“BZ WBK”), Banco Santander’s publicly listed Polish retail and commercial bank. (BZ WBK was formerly 70% owned by AIB. Banco Santander acquired that AIB stake in 2010.) During his period as CFO, Eamonn executed the merger of BZ WBK with Kredyt Bank to form Poland’s number three bank, placed over 20% of the bank on the Warsaw Stock Exchange through a Euro 1.2bn secondary IPO and led the acquisition of a controlling stake in Poland’s number one Consumer Bank. Prior to joining Santander, Eamonn worked for the AIB Group in a variety of different roles.

Key Strengths, Skills and Experience

Eamonn brings to the Board extensive international banking, accounting, corporate treasury and leadership experience with a significant customer focus which is reflected in the Bank’s Purpose, Ambition and Strategy to build trust and grow a sustainable Bank for the longer-term.

Dr Ruth Wandhöfer

Independent Non-Executive Director

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Dr Ruth Wandhöfer

Ruth was Head of Regulatory and Market Strategy at Citi from 2007 to 2018 where she drove regulatory and industry dialogue in addition to developing product/market strategy in line with the evolving regulatory and innovation landscape. Prior to joining Citi, Ruth was Policy Advisor for Securities Services and Payments at the European Banking Federation.

Key Strengths, Skills and Experience

Ruth has substantial banking and leadership experience with extensive knowledge of both regulatory and market strategy, and together with her insight on regulatory and, financial technology innovation, provides invaluable insight for the Board as it provides oversight for the Bank’s digital transformation development.

Committee Membership

Audit Committee

Remuneration Committee

Ronan O’Neill

Independent Non-Executive Director

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Ronan O’Neill

Prior to retiring from AIB in 2013, Ronan was Chief Executive Officer of AIB (UK) plc and a member of the AIB Group Leadership Team. Ronan had responsibility for SME Business in the UK and the retail banking business of First Trust in Northern Ireland. He put in place a strategic plan to revitalise AIB’s UK and NI businesses and oversaw its implementation.

Key Strengths, Skills and Experience

Ronan, a chartered accountant, brings to the Board extensive banking and leadership experience with a particular competency in finance, risk and treasury. His strong strategic and corporate development insights enable Ronan to provide challenge and support to the development of the Bank’s organisational change programmes. His previous experience as a member of the Group Risk Committee at AIB is of particular benefit to the Board Audit Committee which Ronan chairs.

Committee Membership

Audit Committee (Chair)

Nomination, Culture and Ethics Committee

Anne Bradley

Independent Non-Executive Director

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Anne Bradley

Anne worked with Aer Lingus/IAG Group until 2020 where, during a 40 year career she held a number of senior executive roles. Between 2015 and 2018 she was Director of IT with Aer Lingus and thereafter Head of Group IT Delivery/Digital Development (2018 -2020) with IAG Group. Anne was an Independent Non-Executive Director at Bus Eireann from 2015 to 2018 and more recently joined the Board of Northern Trust International Fund Administration Services Ireland Ltd.

Key Strengths, Skills and Experience

Anne's experience is centred on transformation and business change and her cross industry knowledge and experience will support the Board as the Bank continues to implement its digital transformation strategy while maintaining resilient and reliable IT systems. Anne’s has extensive experience in technology and has operated at senior levels, leading on IT resilience, emergency response, technology evaluation, crisis management, operational efficiency and IT infrastructure.

Committee Membership

Audit Committee

Risk and Compliance Committee

Celine Fitzgerald

Independent Non-Executive Director

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Celine Fitzgerald

Celine is an experienced senior executive and Independent Non-Executive Director and has led culture transformation in challenging environments. Celine has had practical experience of handling ethical challenges in the charity sector during her time as Managing Director of Goal. Celine has an in-depth understanding of strategic differentiation to deliver customer value. Celine’s knowledge and experience will be of significant benefit for the Board in its role to lead on evolving an open ethical, risk aware and inclusive culture which is focussed on building trust with customers, colleagues and communities.

Key Strengths, Skills and Experience

Celine is a former Non-Executive Director at the commercial semi-state company Ervia and has previous senior executive experience in the telecommunications (senior executive at Vodafone 1999 – 2007) and the managed services (CEO of Rigney Dolphin 2007 - 2012) industries. Celine was a Non-Executive Director of the VHI Group between 2010 to 2024 and was General Manager at the charity Goal between 2016 and 2018. Celine has also contributed her time to many other charitable foundations and is the current Chair of the charity Pieta House.

Committee Membership

Remuneration Committee (Chair)

Nomination, Culture and Ethics Committee

Catherine Moroney

Independent Non-Executive Director

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Catherine Moroney

Catherine Moroney is an accomplished business leader who has spent a large portion of her career at senior executive level in the Irish financial services sector (AIB).

Key Strengths, Skills and Experience

Catherine brings extensive experience in business banking to the Board as the Bank further develops its business banking proposition. Catherine has also held a number of non-executive board positions and committee chair/member roles including audit, risk and remuneration committees where she has gained valuable skill and expertise in leading customer-facing businesses with a focus on strategic planning, business growth, innovation, transformation and sustainability programmes.

Committee Membership

Audit Committee

Risk and Compliance Committee

Richard Gildea

Independent Non-Executive Director

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Richard Gildea

Richard spent a large portion of his career at senior executive level in international banking roles in the US, UK and EMEA, prior to pursuing a non-executive career. Most recently, Richard was an independent non-executive director at Alpha Bank (a domestic and international bank listed on the Stock Exchange in Athens) where he chaired the remuneration committee and was a member of the risk committee with a particular focus on non-performing loan risk management.

Key Strengths, Skills and Experience

Richard’s background in corporate banking (JP Morgan Chase) brings deep experience of client coverage and risk management together with capital markets expertise to the Board.

Committee Membership

Risk and Compliance Committee (Chair)

Audit Committee
Remuneration Committee

Paul Doddrell

Non-Executive Director

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Paul Doddrell

Paul is a highly experienced financial services executive and Board member who has successfully operated at executive management level in a number of organisations globally. Paul served as Pepper Group’s Managing Director for Shared Services, and led the successful establishment and growth of Pepper’s financial services operations in Ireland. Previously Paul held a number of key executive roles at GE Capital. Paul is currently a Non-Executive Director and chair of the Audit and Risk committees at Cabot Financial Ireland.

Key Strengths, Skills and Experience

Paul has significant executive leadership experience spanning finance, asset servicing, lending, operations and sales with specific management expertise in business strategy development and execution; risk management and change management. Paul’s strategic insights and experience particularly in the area of mortgage servicing and credit provide core skills which the Board requires.

Committee Membership

Nomination, Culture and Ethics Committee

Risk and Compliance Committee

Marian Corcoran

Non-Executive Director

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Marian Corcoran

Marian is an experienced non-executive director and a former executive director and partner in Accenture Ireland. Marian has extensive experience in strategy delivery, delivery of technology-enabled change and business transformation both locally and internationally. During her career in Accenture Ireland she operated in a number of key senior executive positions including as Executive Director on the Board. Marian serves on the Board of IDA Ireland, is a member of the Governing Authority at DCU and was also a member of the Irish Public Service Pay Commission. Chartered Director.

Key Strengths, Skills and Experience

Marian has broad experience in technology and business transformation, executive leadership and strategy development. Marian brings to the Board wide-ranging experience in advising and leading transformational programmes in multiple industries including banking. Marian’s experience of risk management brings invaluable experience to the Board Risk and Compliance Committee. Marian’s cross-industry skills in stakeholder management, risk management, corporate governance and technology-enabled transformation benefits the Board as the Bank’s strategy and change programmes evolves at an ever increasing pace. Marian has a strong track record in championing inclusion and diversity.

Committee Membership

Risk and Compliance Committee

Nomination, Culture and Ethics Committee

Conor Ryan

Company Secretary

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Conor Ryan

Conor joined the Bank in 1989 and was appointed Company Secretary in 2017. As Company Secretary and Head of Corporate Governance, Conor is responsible for advising the Board, through the Chair, on all governance matters. The role of Company Secretary is to align the interests of different parties around the boardroom table, facilitate dialogue, gather and assimilate relevant information, and support effective decision-making. Conor is a fellow of the ICSA: The Governance Institute and was President of the Institute in Ireland from 2014 to 2016.